Cambodia has one of the most unique payment systems in Southeast Asia. Unlike most countries that rely on a single national currency, Cambodia operates on a dual-currency system, where both the Cambodian Riel (KHR) and the US Dollar (USD) are used daily.
In recent years, modern digital payments have also become increasingly common, especially in cities.
For travelers, understanding how these systems work together can make everyday spending smoother, safer, and more budget-friendly.
Understanding Cambodia’s Currency System
The Cambodian Riel (KHR) is the official national currency, yet the US Dollar has been widely used since the 1990s and remains dominant in many sectors today.
Prices for hotels, tours, and restaurants are often displayed in USD, while smaller everyday purchases are commonly paid in Riel.
This system may seem confusing at first, but locals move between both currencies effortlessly—and travelers can too with a bit of preparation.
Using US Dollars in Cambodia
US Dollars are accepted almost everywhere in Cambodia, particularly in urban areas and tourist destinations.
When USD is commonly used:
- Accommodation, tours, and transport bookings
- Restaurants, cafés, and bars
- Tourist attractions and services
Important things to know:
- Bills must be clean and undamaged. Torn or marked notes are often refused.
- Small denominations ($1, $5, $10) are essential for daily use.
- Change for USD payments is frequently given in Riel, especially for small amounts.
Using Cambodian Riel Like a Local
Riel is most commonly used for small-value transactions, particularly under $1–$2.
Typical uses for Riel:
- Street food and market snacks
- Local transport and short tuk-tuk rides
- Bottled water and convenience-store items
A simple conversion rule helps: 4,000 Riel ≈ 1 USD, rates may vary slightly, but this is a reliable estimate for daily use.
Carrying some Riel allows travelers to pay exact amounts and avoid awkward change situations.
In Cambodia, it’s normal to combine currencies in one payment too. For example, an item priced at 6,000 Riel might be paid with $1 USD plus 2,000 Riel. This practice is widely accepted and helps both buyer and seller handle small transactions smoothly.
ATMs and Currency Exchange
ATMs are widely available in major cities and tourist areas and usually dispense US Dollars. Some machines may also provide Riel.
Tips for accessing cash:
- Withdraw moderate amounts to reduce ATM fees
- Use reputable banks and exchange offices
- Avoid informal street money changers
A mix of USD and Riel is ideal for daily travel.
In recent years, Cambodia has made major progress in digital payments.
Popular modern payment options include:
- Mobile wallets such as ABA Pay, Wing, and Bakong
- QR code payments at cafés, shops, and supermarkets
- Card payments in hotels, upscale restaurants, and shopping malls
What travelers should know:
- Mobile payments are mostly used by locals and long-term residents
- Short-term travelers will still rely primarily on cash
- Cards are not accepted everywhere, especially at markets and small vendors
Cash remains essential, even in cities.
Practical Tips for Travelers
- Carry small USD bills and some Riel at all times
- Check your change when paying in USD
- Keep damaged USD notes separate—they may not be accepted
- Ask hostel or hotel staff about typical local prices
- Use digital payments when available, but don’t rely on them fully
Cambodia’s mix of Riel, US Dollars, and modern payment systems reflects the country’s evolving economy and history. While the system may seem complex at first, it quickly becomes manageable with basic knowledge and preparation.
By carrying the right mix of cash, understanding when to use each currency, and being aware of modern payment options, travelers can move through Cambodia confidently—paying like a local and avoiding unnecessary stress. Thanks for reading! Let us know in the comments if this was helpful for your Cambodia trip.
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